What to Do When Mid-Year Needs Change: Variation, Contingency Funding, or Plan Review?
Published at 31-07-2025 11:47:57
Life doesn’t always follow a set schedule – and neither do your support needs. Whether it’s a new diagnosis, change in living conditions, or needing more support at home, it’s not uncommon for your NDIS needs to shift during your plan period. So, what happens if your current plan no longer meets your needs?
We’ve broken down the three main options available when your needs change mid-year to help you understand which is right for you.
Plan Variation
A plan variation is a simpler, faster way to make small changes to your current plan without starting from scratch.
When is this useful?
- You want to change how funding is managed (e.g from Agency-managed to Plan-managed).
- You need to replace a provider that’s no longer available.
- Minor adjustments are needed, but your goals and overall supports haven’t changed much.
How to request it:
Contact the NDIS on 1800 800 110 or speak to your Support Coordinator or Plan Manager.
Contingency Funding (Emergency or Crisis Support):
Sometimes life throws something unexpected at you – like a trip to the hospital, a carer suddenly leaving, or a major crisis. In these cases, contingency funding may be available to provide short-term emergency support.
When is it useful?
- You suddenly need extra support due to an unforeseen event.
- You’re at risk of harm or being left without essential support.
- You’re waiting for a plan reassessment or longer-term solution.
How to request it:
Reach out to your Local Area Coordinator (LAC) or directly to the NDIS. You’ll need to explain the urgent nature of the situation. Supporting documentation (e.g letters from health professionals) can help.
Plan Review Request (Change in Circumstances)
If your needs have changed significantly – for example, your disability has progressed or your daily care needs have increased – it might be time for a plan reassessment, also known as a change in circumstances review.
When is this useful?
- You’ve had a major life change (e.g moved to supported accommodation or lost a primary carer).
- You need ongoing increased support.
- Your current budget is no longer enough to meet your goals.
How to request it:
You can submit a Change of Situation form to the NDIA or ask your Support Coordinator or Plan Manager to assist. Be ready to provide evidence, such as updated assessments, medical letters, or reports from allied health professionals.
So… Which Options Should You Choose?
| Scenario | Best Option |
|---|---|
| You just need to change how your funding is managed | Plan Variation |
| You're in crisis and need immediate short-term help | Contingency Funding |
| Your disability needs have significantly changed | Plan Review Request |
Final Tips
- Don’t wait too long to raise concerns – early communication can prevent underspending or service gaps.
- Keep records of any changes in your health or living situations.
- Ask for help from your Support Coordinator or Plan Manager – they can guide you through the process.
Your NDIS plan is meant to support you – and it should adapt as your life does.
Understanding your options means you don’t have to “make do” with supports that no longer fit. If something doesn’t feel right, you have the right to speak up and ask for change.
At Just Plan Managers, we make sure you’re supported every step of the way. Whether you’re new to the NDIS or want to make better use of your current plan, we’re here to help you make the most of your funding.